A Real Budget

A REAL BUDGET

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A Real BudgetA Real Budget
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A Real Budget
Forecasting-first personal finance

Most budget apps are
rearview mirrors.

A Real Budget shows you where your money will be — day by day, account by account, 12 months out.

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Bank-grade security · Powered by Plaid

// Capabilities

Built for the question every app ignores:
“Can I afford this?”

[01]

Day-by-day cash flow

A real simulation — not income minus expenses. Know that checking dips to $412 on March 3 before your paycheck hits March 5.

[02]

12-month planning grid

This month, no baby. June, add $1,000/mo for baby expenses. Every month is independently editable. Forecasts follow.

[03]

Live bank sync

Connect your banks through Plaid. Transactions sync automatically and auto-categorize from your rules.

[04]

Can I afford X?

Ask the AI. It reads your forecast and tells you which account, when, and what it does to your timeline.

[05]

Upcoming expenses

Plan the kitchen reno as phases — demolition in March, cabinets in April. Your forecast absorbs them.

[06]

Never overdrafts

Alerts for low balances, surplus idle cash, and missed payment dates — before they happen.

// Why now

Copilot, YNAB, Mint, Monarch
all ask the same question:
“Where did your money go?”

It's the wrong question. The one that matters is where it's going. A Real Budget is the only one built to answer that.

Categorize last month
→
Forecast next year
Totals and averages
→
Day-by-day simulation
“You spent too much on coffee”
→
“You can't cover rent March 29”
One budget for every month
→
Different budget per month
Generic advice
→
AI that reads your forecast

See your next twelve months.

Connect a bank in 60 seconds. Set your budget. Watch it run.

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